Primary responsibility is to gather and analyze credit, financial, and other pertinent data to determine risk involved in extending credit to our commercial customers. The Credit Analyst is responsible for assessing the financial strength and stability of customers and their likelihood to satisfy their financial obligations to the company. 

Responsibilities

• Evaluate credit capacity of prospective and existing customers by compiling financial information and interpreting financial trends. Research company history of prospective customers and investigate industry trends

• Solid organizational skills, follow-up, and high attention to details, as well as the ability to make clear and concise decisions based on research

• Provide guidance to functional counterparts on matters involving exposure and risk associated with commercial credit accounts.

• Ability to present information and respond to questions from internal business partners and customers

• Work with commercial team to determine financial ability of potential/existing customers to reduce adverse exposure and capitalize on possible ROI.

• Ability to think creatively, outside the box, and bring new ideas to the table to improve and increase efficiencies and processes within the organization.

• Analyzes D&B reports, commercial credit reports, customer account trends, financial statements or other information provided to establish a credit line or recommend a credit line in accordance with company policies and approval authority matrix.

• Work closely with Collections team to ensure that we minimize the risk to the company by doing a thorough analysis of the root causes of the past due receivables

Qualifications

•      Strong interpersonal and communication skills.

•      Excellent quantitative and analytical skills.

•      Ability to prioritize tasks in a fast-paced environment. .

•      Knowledge of financial statements and cash flow analysis, industry/market credit research, liens, UCC filings and bankruptcies.

•      High Proficiency with Microsoft Office products such as Outlook, Word, Excel and Power Point

•      Knowledge and proficiency in using credit agency reports such as D&B

•      Understands bankruptcy procedures and its impact on determining credit risk

•      Experience with SAP Accounts Receivables a plus.

To apply please click on APPLY TO THIS POSITION