Credit Representative

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Job Title: Credit Representative
Location: Arden Hills, MN, Midwest United States, USA

Company: Land O Lakes
Industry Sector: Agribusiness
Industry Type: Input Retail, Cooperative and Related Crop Services
Job Type: Full Time

Job Description: Credit Representative

We're hiring a Credit Representative to join our Ag Customer Financial Services team. In this role, you will be responsible for managing the financial risk of new and existing customers in the Feed and Ag industry.

This position is located at our Arden Hills, MN Corporate Headquarters. Virtual work arrangement may be considered, including internal employees located at any of our remote locations.

Your primary responsibilities include:

Determining credit worthiness of new and existing customers within assigned territory.
Enforcing the appropriate A/R terms and limits by reviewing credit applications and references, analyzing the customer's financial statements, and utilizing credit reports and other Industry Credit information.
Managing credit and collection risk of an assigned portfolio within company policy and authority using High Radius.
Resolving account inquiries from customers and internal staff, negotiating resolutions within customer portfolio and reconciling customer accounts.
Completing other related duties and projects as assigned.

Education and Experience:

High school diploma required
Candidates with a Bachelor's degree (or pursuit of degree) and related experience strongly desired

2 or more years of related work experience in credit, banking, financial services, accounts receivable
Basic accounting knowledge; Strong analytical skills required
Strong skills in risk analysis, problem-solving, and financial statement analysis required
Experience with JD Edwards, High Radius, SAP or similar ERP system preferred

Competencies and other skills:

Demonstrate effective interpersonal communication skills (verbal and written) to work with internal and external customers.
Solid critical thinking skills, strong negotiation skills
Strong organizational and prioritization skills, and a can-do attitude
Must be able to work collaboratively in a team-driven results oriented environment
Possible minimum travel required.

Salary range: $50,240 - $75360 (in most cases, candidates offered employment can expect to be hired at a pay rate near the middle of our salary ranges).

About Land O'Lakes, Inc.

Join us and be part of a Fortune 250, farmer- and member-owned cooperative that is reimagining the business of food. We have been named a Top Workplace by Indeed and LinkedIn, and to the TIME 100 Most Influential Companies list.

Benefits for most full-time roles include medical, dental, vision, PTO, life & disability insurance, education assistance, a 401k and a variety of well-being resources. Most part-time employees are eligible for prorated PTO, holiday pay, employee development programs, prorated education assistance, and a 401(k).

Land O'Lakes, Inc. is an Equal Opportunity Employer (EOE) M/F/Vets/Disabled. The company maintains a drug-free workforce, including post-employment substance abuse testing pursuant to a Drug and Alcohol Policy.

Neither Land O'Lakes, nor its search firms, will ever contact you and ask for confidential information over the phone or in email. If you receive a call or email like this, please do not provide the information being requested.

To apply please click on APPLY TO THIS POSITION

Job Post Date: 07/29/25