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Credit Services Internship
Looking for an internship where your ideas matter and your impact is real? At FCS Financial, we re all about making a real impact on our customers, our communities, and each other. If you re ready to dive into the world of agricultural lending, sharpen your credit analysis skills, and work with a team that feels like family, we want to meet you!
About Us: We re proud to be part of the Farm Credit System, delivering financial services that fuel agriculture and rural communities. Our culture is built on trust, respect, and a shared commitment to serving our member-owners across Missouri.
The 2026 Internship: Are you curious about how financial decisions shape the future of agriculture? Join us for a 12-week internship focused on credit fundamentals, risk management, and economic forecasting. You ll gain hands-on experience in ag lending, collaborate with seasoned professionals, and contribute to meaningful projects that support Missouri s ag economy.
We are hiring an intern who is ready to learn, grow, and make a difference!
What You ll Experience:
- Learn how we assess borrower creditworthiness and evaluate financial documentation.
- Explore how macroeconomic trends impact lending decisions and risk management.
- Dive into credit philosophy and fundamentals that guide our financial strategies.
- Complete a hands-on project that adds value to our Credit Services team and aligns with our 2026 Business Objectives.
- Experience the power of our One Team culture where collaboration and shared goals drive our success.
- Experience the power of our One Team culture where collaboration and shared goals drive our success.
- Meet our leadership including Executive and Senior leaders and our Board of Directors.
- Gain exposure to customer relationships and marketing strategies that reinforce our image as Missouri s leading ag finance institution.
What We re Looking For:
- Current college sophomore, junior, first-semester senior, or graduate student.
- Majors in: Ag Business, Ag Econ, Animal Science, Agronomy, Ag Education, Ag Communications, General Ag, Business, Finance, Economics, or related fields.
- GPA of 2.5 or higher.
- General knowledge of agriculture, rural communities, financial services, and FCS Financial.
- Strong communication skills and proficiency in Microsoft Office tools.
- Ability to maintain confidentiality and integrity of sensitive data.
- Willingness to travel, collaborate, and adapt in a dynamic environment.
What We Offer:
- Competitive Wage: Starting at $18.00/hour (subject to change).
- Professional Growth: Build skills in credit analysis, lending, and financial strategy.
- Networking Opportunities: Connect with industry leaders and peers.
- Impact: Contribute to the financial health of Missouri s ag community.
Ready to Grow with Us?
This isn t just an internship it s your first step toward a meaningful career in agriculture and finance. Apply now and let s build something together!
This position is open until filled.
Department: Credit Services
Reports To: Senior Vice President, Human Resources or designee
Supervises: None
Job Functions*
| Percentage | Job Functions |
| 50% | Internship Program - (12 Weeks) - Learn approach to assessing creditworthiness of borrowers
- Learn approach to economic analysis and forecasting
- Learn impact of macro-economic events on lending and risk management
- Learn the components of the lending process
- Learn credit fundamentals and credit philosophy
|
| 20% | Projects - Complete one or more projects identified by FCS that are hands-on in nature and designed to add value to the credit services team and the Association.
- Presentations to the Board of Directors, senior leadership, mentors and other staff will be conducted towards the end of the internship.
|
| 20% | Communication - Work with several mentors within Credit Leadership of the Association.
- Collaborate with FCS staff as an active team member.
|
| 10% | Marketing - Learn about customer relationships and marketing and contribute to FCS image as the leading agriculture financial institution committed to customers.
|
| n/a | Other duties as assigned to meet the needs of the organization. |
* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.
Minimum Qualifications
- College sophomores, juniors, first semester seniors, or graduate students
- Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance, Economics or related field.
- Minimum 2.5 GPA
Required Knowledge and Skills
- General knowledge of FCS Financial
- General knowledge of the agricultural industry
- General knowledge of agriculture/rural communities
- General knowledge of financial services industry
- General knowledge of basic financial/accounting terms and applications
- Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association s systems and data and clients data
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