• Perform pre-sale credit risk evaluations on new customers, with emphasis on financial statement analysis as well as evaluation of data obtained from bank and trade references.
• Conduct financial credit evaluations on assigned portfolios of customers, identifying key risk elements for each account, assign risk ratings and recommend appropriate action to reduce risk to CHS when warranted.
• Approve credit line amounts within assigned authority level.
• Manage customer account balances to their approved credit line amounts.
• Negotiate collateralsecurity requirements with customers.
• Coordinate with the Collections and the Legal departments on delinquent accounts in order to optimize CHS cash flow.
• Critically and logically evaluate the costs, risks and benefits of alternative actions before making decisions.
• Resolve moderately complex credit problems and confer with management on highly sensitive accounts.
• Participate in special projects enhancing the department effectiveness by leveraging technology and the integration of Accounts Receivable portfolio with risk assessment tools.
• Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.
• Perform other responsibilities as needed or assigned.

• High School diploma or GED
• 2+ years of experience in Finance, Accounting and/or Credit

• Proficient in MS Office suite
• Strong critical thinking, financial analysis and decision making skills
• Strong negotiation and communication skills, both verbal and written
• Demonstrated ability to collaborate with business partners, build and maintain positive customer relationships, and provide excellent customer service
• Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
• Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse.

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