Overview

Crop adjusters inspect fields where an insurance claim has been made. This may be a result of weather, insect, disease or other problem.

What responsibilities will I have?

• Complete field inspections after loss is reported - use reading maps and aerial photos
• Measure fields, storage bins and discuss findings of crop loss with farmers
• Follow appropriate regulatory and company rules, regulations and procedures
• Perform fact finding regarding crop damage, records information and transmit loss information to accurately determine potential indemnities.
• Provide excellent service to customers – both agents and policyholders (farmers)
• Utilize company software to electronically transmit claims information directly from the field to corporate office to ensure claims are processed timely and accurately
• Ability to convey regulations and interpretations to claimants, agents, and industry people on claim situations 
• Articulate company position on industry topics such as new specialty crops that need to be developed 
• Effectively and efficiently manage claim workload 
• Maintain knowledge of USDA’s Risk Management Agency rules and regulations as well as company procedures for applying all Multiple Peril Crop Insurance (MPCI), hail, and federal crop insurance regulations 
• Attend training sessions as directed which are generally at the State, Regional, or National level 

What education and training is required?

A high school diploma is required and an associates or bachelors degree in agriculture business or related field is recommended. Some states require a Claim Adjuster Proficiency Program certification and other state licenses.

To pursue a career as a crop adjuster:

The following high school courses are recommended: agricultural education, animal science, mathematics, biology and chemistry.

Where can I work?

Crop adjusters work for crop insurance companies, agricultural banking companies or the federal government.

Future Job Market / Outlook

The future outlook for a crop adjuster will be good over the next five years.

Suggested Professional Organizations and Associations

• American Association of Crop Insurers
• Crop Insurance Professionals Association
• National Crop Insurance Services
• American Society of Farm Managers and Rural Appraisers