• Lead and direct branch in new business development efforts, ensuring prompt delivery of service that meets customer needs
• Assist in planning and monitoring branch marketing activities
• Maximize branch profitability, monitor performance to ensure efficiency and cost-effectiveness in accordance with business plan and budgets
• Manage and directly supervise loan officers and servicing specialists
• Actively participate and seek lending relationships with existing and new customers
• Coordinate applications for branch-referred new and existing customers
• Develop and analyze all types of credit information
• Use delegated authority to approve loan structures, pricing, and conditions on loan transactions
• Evaluate risk of loan transactions and assign probability of default and loss given default, ensuring credit quality
• Ensure loans are in compliance with Association's policies and procedures
• Collaborate effectively with team members and neighboring departments
• Remain active in community and industry events
• Demonstrate a commitment to fair lending practices
• Build and maintain a positive working relationship with others to enhance the Association's reputation in the market

• Customer Focus - Building strong relationships through responsiveness and professionalism
• Collaboration - Working closely with your team and other departments to deliver exceptional service
• Excellence - Bringing precision, organization, and confidentiality to everything you do
• Growth - Enjoying opportunities for growth, development, and meaningful contribution

• Education and/or experience equivalent to a Bachelor's degree in business, finance, accounting, or agricultural economics; MBA a plus
• 5+ years of related management and agricultural lending experience, preferred
• Strong interpersonal, sales, negotiating, and problem-solving skills
• Ability to be assertive and decisive in arriving a sound business decisions
• Detail-oriented with excellent communication (oral and written) skills
• Computer experience with intermediate skills in Microsoft Office and Outlook
• Ability to travel within AgCarolina Farm Credit's territory and outside the territory for training from time to time
• Agricultural background preferred
• Lending experience preferred

• Competitive base pay, and eligibility for incentive pay based on personal and Association performance
• Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
• Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
• A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
• Paid Time Off, plus 13 paid holidays annually
• Training and professional development opportunities, and defined career pathways for many roles
• Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
• Opportunities for work-life balance that includes employee appreciation and family events
• A great work environment with colleagues who have a shared commitment to our core values
• Opportunities for everyone to think and act like a leader, regardless of the position you hold
• A comprehensive wellness plan: we recognize that our greatest asset is our people-and for our people to perform at their best, they must be healthy and well.

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