Manager Credit EMEA

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Job Title: Manager Credit EMEA
Location: Chelmsford, International/Other

Company: Archer Daniels Midland Company (ADM)
Industry Sector: Agribusiness
Industry Type: Input Retail, Cooperative and Related Crop Services
Career Type: Editorial/Writing
Job Type: Full Time

Job Description: Job Description

About the Role

We are looking for a Credit Manager to join our team and support the business through effective credit risk management and strong partnership with commercial stakeholders. In this role, you will be responsible for assessing customer creditworthiness, monitoring risk exposure, and helping the business make informed decisions while balancing commercial opportunities and financial risk.

Key Responsibilities

Conduct credit assessments for new customers and determine appropriate credit limits.
Monitor customer, counterparty, and country risk, including KYC-related activities.
Review and update existing credit limits based on financial performance and risk exposure.
Act as a key interface to Commercial Managers regarding credit limits, payment terms, and credit decisions.
Partner closely with the business to identify solutions that support commercial strategies while managing risk.
Obtain, analyze, and evaluate customer financial information, including balance sheets and securities.
Maintain accurate documentation and records in the GetPaid credit management system.
Monitor payment plans and support the management of overdue receivables and bad debt cases.
Collaborate with Legal teams on insolvency and debt recovery matters.
Prepare and maintain required credit and risk-related reports.
Serve as the main point of contact for internal and external stakeholders regarding credit-related inquiries.

Qualifications & Experience

Bachelor's or Master's degree in Finance, Controlling, Business Administration, or a related field, or a completed banking, commercial, or administrative apprenticeship.
Ideally 3-5 years of experience in a Credit Manager or Credit Controller role within an international organization.
Experience within the food production or FMCG industry is an advantage.
Certification as a Certified Credit Manager or Certified Credit Controller is considered a plus.
Strong understanding of credit risk assessment, financial statement analysis, and receivables management.
Fluent in English, both written and spoken. Additional language skills are advantageous.

Skills & Competencies

Strong analytical mindset with a structured, detail-oriented, and responsible approach to work.
Ability to make sound decisions and solve problems effectively.
Confident and assertive communicator with strong stakeholder management skills.
Self-motivated, results-oriented, and capable of working independently.
Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
Resilient under pressure and comfortable dealing with challenging situations.
Strong collaboration and teamwork skills.

#IncludingYou

Diversity, equity, inclusion and belonging are cornerstones of ADM's efforts to continue innovating, driving growth, and delivering outstanding performance. We are committed to attracting and retaining a diverse workforce and create welcoming, truly inclusive work environments - environments that enable every ADM colleague to feel comfortable on the job, make meaningful contributions to our success, and grow their career. We respect and value the unique backgrounds and experiences that each person can bring to ADM because we know that diversity of perspectives makes us better, together.

For more information regarding our efforts to advance Diversity, Equity, Inclusion & Belonging, please visit our website here: Culture, Engagement & Inclusion | ADM.

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Job Post Date: 06/19/26