Credit Representative

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Job Title: Credit Representative
Location: Arden Hills, MN, Midwest United States, USA

Company: Land O Lakes
Industry Sector: Agribusiness
Industry Type: Input Retail, Cooperative and Related Crop Services
Job Type: Full Time

Job Description: As stated in the Land O'Lakes Job Posting policy, all employees who post for an internal opening must inform their current manager at the time they apply.

Our growth relies on our extraordinary talent. Unlock your greatest potential at Land O'Lakes by continuing to make a difference, driving results and growing your career.

Credit Representative

Land O'Lakes is hiring a Credit Representative to join our Ag Customer Financial Services team. In this role, you will be responsible for managing the financial risk of new and existing customers in the Feed and Ag industry.

This position is located at our Arden Hills, MN Corporate Headquarters and works an onsite hybrid work schedule (Tuesday-Thursday each week). Qualified internal candidates working outside of our headquarter location may be considered for a virtual work arrangement.

Primary responsibilities include:
Conduct thorough credit analysis and risk assessments for new and existing customers in the assigned territory. Ensure compliance with credit authority, company policy, and industry regulations.

Ensure compliance with established Accounts Receivable terms and limits by reviewing credit applications and references, analyzing customer financial statements, and utilizing credit reports and other industry credit information.

Manage credit and collection risk for an assigned portfolio within company policy and authority.

Build and maintain strong relationships with customers and internal staff, providing exceptional customer service and support.

Address customer inquiries, reconcile accounts, and resolve credit-related issues promptly.

Collaborate closely with sales, customer service, and operations teams to align credit strategies with business objectives, invoice management process, and remittance process.

Stay informed about industry trends, market conditions, and economic factors affecting the agricultural sector.

Perform additional related duties and projects as assigned.

Education and Experience:
High school diploma required along with a minimum of 2-4 years' related work experience in credit, banking, financial services, accounts receivable, or related fields.

Bachelor's degree in finance, accounting, business administration or related field (or pursuit of degree) is strongly desired.

Professional certification (e.g., CBF, CBA) is a plus.

Proficiency with Microsoft Office Products (Email, Word, and Excel) required.

Experience with JD Edwards, High Radius, SAP, or similar ERP systems is desirable.

Competencies and other skills:
Strong risk analysis and negotiating skills, attention to detail, and proficiency in basic accounting knowledge and financial analysis.

Demonstrate effective interpersonal communication skills (verbal and written) to work with internal and external customers.

Ability to work independently and as part of a team. Strong problem-solving and critical thinking skills and the ability to make sound decisions under pressure.

Strong organizational and prioritization skills, and a positive and initiative-taking mindset.

Ability to work collaboratively in a team-driven, purposeful results-oriented environment.

Possible minimum travel required.

$50,240-$75,360. In most cases, candidates offered employment can expect to be hired at a pay rate near the middle of our salary ranges.

Grade:

N12

To apply please click on APPLY TO THIS POSITION

Job Post Date: 11/20/25